We don’t want any of our members to struggle alone without help, That’s why we’ve partnered with StepChange the leading Debt charity in the UK to be able to bring you support and guidance for dealing with debt.
If you’re worrying about money or struggling to keep on top of your regular payments, there is free help available to help you get your finances back on track. StepChange’s service is free, impartial and they never judge.
Here are our tips for taking the first step towards taking control of your finances:
Work out what you can and can’t afford to pay
If you get advice from a charity like StepChange, you may be able to apply for ‘Breathing Space’. This is a government scheme that launched in May 2021 and gives you time to focus on setting up your debt solution without worrying about being chased for payment or incurring extra charges.
Deal with the most important bills first
Read StepChange’s guide to find out more about which bills to pay first.
Whether you need debt advice, a way to get back on track after the financial effects of coronavirus, or support with budgeting or managing persistent debt, StepChange can help. They’ll look at your individual circumstances and recommend a course of action.
Visit their website at http://www.stepchange.org/ to get advice online or call them on 0800 138 1111 Mon-Fri 8am-8pm, Sat 8am-4pm.