Credit Union

Community works with Capital Credit Union to offer Community members access to various banking services, such as savings accounts, loans and mortgages. Credit Unions are run by members and the board of directors are all volunteers, and support people regardless of financial background.

Capital Credit Union

Capital Credit Union launched in 1989 and currently has 23,000 members.  Membership is now open to members of Community.

What is a Credit Union?

A credit union is a bit like a bank, offering very similar services, such as savings accounts, loans and mortgages however unlike banks, Credit Unions are a Not for Profit organisation. Each member holds a £1 share in the credit Union and

any profit made is invested back into the company generating a dividend for members, competitive interest rates and improving services.  Credit Unions are run by members and the board of directors are all volunteers.

What do we do?

  • Savings accounts, including Christmas Saver
  • Payroll deduction scheme – so you can pay into your savings or loan directly from payroll
  • Borrow with benefits – affordable loans, no fees, no early repayment charges
  • Free life insurance on savings & loans – added peace of mind for you and your loved ones
  • Engage prepaid card
  • Mortgages incl first-time buyers
  • Lottery – a £3,000 prize winner every month

How to join

You can join online by clicking here.

If you would like an application form, please contact 0131 225 9901 or email enquiries@capitalcreditunion.com for an application pack.